Exposing Business Scams|Reports,Track Resolution

 

SCAM⚠️ EXPOSED ⚠️

 

FULL REPORT– MUST READ

CHERMIAH ADUNNI HART has been reported as a scammer involved in fraudulent activities that have deceived individuals and businesses alike.  Victims describe how Hart who uses the name Adunni engages in schemes that promises lucrative returns or services, often backed by persuasive language, but ultimately fail to deliver on these promises once payments are made.  Hart’s tactics typically involve building quick rapport, establishing a sense of urgency, insisting on setting up a monthly payment plans to ease the process as she continues to swindle more people to join her investment schemes and once the funds are secured, investors are unlikely to receive their pricipal amount let alone the accumulated profit.
Reports suggest Chermaih Adunni Hart has alliances working on a commission basis to creating random Whatsapp, monthly events, fake testimonials and references to seem credible.  She will go to great lengths to allure her victims and to ensure them that negative testimonials on the web are from people trying to tarnish the organisation name Harts Culture Credit Union(HCCU). BE WARNED,THAT SUCH INVETMENT SCHEMES ARE MOST LIKELY A SCAM IF IT SOUNDS TO GOOD TO BE TRUE. Chermiah Adunni Hart is an individual who talks a good game but this heartless woman has been scamming people for many years knowing that her victims may not have a leg to stand on when they decide to request for withdrawal of their investment/profit years down the line.

Company Reviews

Company not approved by Paypal and not eligible to recieve payment Link

The following businesses have been associated with with Ms Hart (Chermiah Adunni Hart) als have recieved multiple complained of fraud and improper money Handling belonging to Investors.

 

Video presentation from Hart for Hartsculture project back in 2012

https://youtu.be/rj5PLFW–1o

Financial Conduct Authority(FCA)

 

⚠️ UNAUTHORIZED ENTITY WARNING

The Financial Conduct Authority (FCA) has officially confirmed that Hart Culture CIC/Hart Culture Credit Union is NOT authorized to provide regulated financial services or credit union services in the United Kingdom.

According to the FCA warning list (Reference Date: [Insert Date]), this organization has been operating without the required regulatory permissions. This means:

  • They are not authorized to accept deposits
  • They cannot provide regulated credit services
  • They are not protected by the Financial Services Compensation Scheme (FSCS)
  • Members’ funds are not protected under UK financial regulations

Important Notice: Individuals who deal with unauthorized firms are not protected by the UK’s financial services complaints and compensation schemes. If you have already invested money through this organization, you should:

Report any fraud, scams and any suspicious activities to Action Fraud. CONTACT 0300 123 2040.

Insolvency service department for business and trade disputes. CONTACT: 0303 003 1744


No Win No Fee Services https://www.refundee.com.
Such as Refundee LTD
CONTACT: 020 4 525 4600

Citizensadvice.org.uk
Get help with consumer complaints

Contact 0808 250 5050

Trading Standards
Investigate unfair trading and illegal business activity like rogue traders and scams

Cease any further transactions

Contact the FCA to report your experience

Seek independent financial advice about your options

 

https://www.trustpilot.com/review/www.hc-creditunion.com

Conclusion (HCCU)

To verify if a HCCU/HART-CULTURE is legitimate and authorized to accept investments, We considered the following steps to verify company status.

  1. UNAUTORIZED OPERATIONS: (https://www.fca.org.uk/news/warnings/hart-culture-cic-hart-culture-credit-union)
  2. FCA Warnings: The FCA also publishes a HCCU WARNING LISTS.
  3. DISSOLVED REGISTRATION: HCCU FINANCE CO LEICESTER LTD,/HARTCULTURE CIC FAILED TAX REPORTS WHICH IS CONSIDERED FRAUD AND HAS BEEN DISSOLVED ON 02 AUGUST, 2023. HART CULTURE company is still operating illegally and has some upcoming evens you can find at 1. THE UK’S 3rd BLACK OWNED INDUSTRIAL ERA START UP ’25, 2. THE UK’S 3rd BLACK OWNED INDUSTRIAL ERA START UP ’25, 3. WHAT NEXT? AFTER 23 YEARS OF BLACK OWNED BANKING
  4. Reviews and Ratings: 80% Negative Reviews

Following the steps listed above, we checked vividly and matched the records with reviews seen online about HCCU Owned by Chermiah Adunni Hart is a fraud business responsible for scamming multiple people of their personal Finance. We wish to inform anyone reading this to stay away from this company.

HCCU/HartCulture ⚠️FRAUD! ⚠️FRAUD!! ⚠️FRAUD!!! ⚠️STAY AWAY

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